Flatwater Bank
Quick Summary
- HSA savings account
The Verdict
Flatwater Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
This is why financial education and volunteerism are such important parts of our mission statement. We teach students of all ages the importance of being financially fit and help them take the necessary steps to meet their full financial well-being.
It's also why we share our best asset, our employees, through volunteerism. We are proud that the employees of Flatwater Bank donate their time and talents locally to make our communities better.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Flatwater Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Interest rates are not currently available for this provider.
Contact Information
Address
900 Lake Avenue Gothenburg, NE 69138 Customer Service Mailing Address Flatwater Bank PO Box 81 Gothenburg, NE 69138
Customer Service
1-888-537-7181
900 Lake Avenue Gothenburg, NE 69138 Customer Service Mailing Address Flatwater Bank PO Box 81 Gothenburg, NE 69138
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
- •Interest rates not published
User Sentiment
Based on community feedback
Sentiment data coming soon
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