First Western Bank & Trust
Quick Summary
- HSA savings account
The Verdict
First Western Bank & Trust provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 0/5.0 rating from HSA Orbit.
First Western Bank & Trust has been a community bank since 1964. We are Minot, North Dakota’s, only locally-owned hometown bank, also serving Bismarck, ND, and Eden Prairie, MN.
We are proud of our five facilities. We operate as a full-service financial center providing traditional banking products as well as trust services, all lines of insurance, leasing, and much more. Technology and innovation drive us to be industry leaders to provide premier products and services to our customers.
We feel that friendliness, sincerity, and a desire to help are the basis of good banking relations. Our officers and staff will accommodate you in all your banking needs.
Key Features
Banking & Access
Includes debit card.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* Account Opening Fee
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
First Western Bank & Trust provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Interest rates are not currently available for this provider.
Contact Information
Address
900 South Broadway Minot, ND 58701 Customer Service Mailing Address First Western Bank & Trust 900 South Broadway Minot, ND 58701
Customer Service
701-852-3711
900 South Broadway Minot, ND 58701 Customer Service Mailing Address First Western Bank & Trust 900 South Broadway Minot, ND 58701
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
The Bad
- •No online banking
- •Interest rates not published
User Sentiment
Based on community feedback
Sentiment data coming soon
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