F

First International Bank & Trust

Best ForHSA Account Holders
Fees$3.00/mo

Quick Summary

  • HSA savings account

The Verdict

First International Bank & Trust provides essential HSA features with a monthly fee of $3.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

First International Bank & Trust is a growing, relationship-driven bank that provides complete financial solutions to our customers.

Our Company Vision

We aim to be a "one-stop shop" for our customers, delivering a complete portfolio of financial solutions in true community banking fashion.

We uphold our reputation for strength and stability achieved through more than 100 years of service.

We are a high-performing bank, recognized in the top tier of its peer group, with high-quality assets and high earnings.

We are active in the communities we serve; our ongoing community involvement helps our customers and communities grow.

Key Features

Banking & Access

Includes online banking and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance*$3.00$0.69ABOVE AVG
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

* Account Opening Fee

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

First International Bank & Trust currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Interest rates are not currently available for this provider.

Contact Information

Address

100 N Main Watford City, ND 58854 Customer Service Mailing Address First International Bank & Trust 100 North Main Watford City, ND 58854

Customer Service

800-359-8092

100 N Main Watford City, ND 58854 Customer Service Mailing Address First International Bank & Trust 100 North Main Watford City, ND 58854

At a Glance

Monthly Fee$3.00
Investment ThresholdN/A
Interest Rate (Cash)Not published
Debit CardNot included
FDIC InsuredYes

Pros & Cons

The Good

  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • Monthly fee of $3.00
  • No investment options available
  • No debit card included

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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