First Citizens National Bank
Quick Summary
- HSA savings account
The Verdict
First Citizens National Bank provides essential HSA features with a monthly fee of $3.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
What we’ve got here is just unbelievably good. We love our team, our community and our customers—and it’s easy to see why. It goes further than who we work with or live near—we are a big family, and it’s at the core of who we are. We’re a fired-up, top-performing leader, truly caring for the community since 1889, and we put actions behind our words by giving back and doing good. We’re passionate and positive, and believe we can do just about anything to make a difference. Our core values are rock solid. Our attitude is driven. Our promise is to serve you with everything we have.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $100 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $3.00 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
First Citizens National Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Interest rates are not currently available for this provider.
Contact Information
Address
1 First Citizens Pl Dyersburg, TN 38024 Customer Service Mailing Address First Citizens National Bank P.O. Box 370 Dyersburg, TN 38025-0370
Customer Service
800-321-3176
1 First Citizens Pl Dyersburg, TN 38024 Customer Service Mailing Address First Citizens National Bank P.O. Box 370 Dyersburg, TN 38025-0370
At a Glance
Pros & Cons
The Good
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $3.00
- •No investment options available
- •Interest rates not published
User Sentiment
Based on community feedback
Sentiment data coming soon
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