Farm Bureau Bank
Quick Summary
- FDIC insured
- HSA CDs available
- Rural America focus
- No mutual fund platform
The Verdict
Farm Bureau Bank provides essential HSA features with a monthly fee of $3.00 and self-directed brokerage access, CD options, earning a 2.5/5.0 rating from HSA Orbit.
Since 1999, we have focused on providing an exceptional banking experience to our members in rural America and across the country. Based in northern Nevada, we also offer full-service, in-person banking from our home office.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $100 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $3.00 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* $3/month (checking) or $2/month (savings) - Checking waived if balance > $1,000; Savings waived if balance > $2,500
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
Farm Bureau Bank provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $2,500 | 0.05% |
| $2,500 - $9,999 | 0.05% |
| $0 - $2,500 | 0.01% |
| $2,500 - $9,999 | 0.03% |
| $10,000+ | 0.05% |
| $10,000+ | 0.05% |
Last updated: 04-25-2025
Contact Information
Address
17300 Henderson Pass San Antonio, TX 78232 Customer Service Mailing Address Farm Bureau Bank FSB P.O. Box 33427 San Antonio, TX 78265
Customer Service
1-800-492-3276
17300 Henderson Pass San Antonio, TX 78232 Customer Service Mailing Address Farm Bureau Bank FSB P.O. Box 33427 San Antonio, TX 78265
At a Glance
Pros & Cons
The Good
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $3.00
User Sentiment
Based on community feedback
Sentiment data coming soon
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