EECU
Quick Summary
- HSA savings account
The Verdict
EECU provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, earning a 0/5.0 rating from HSA Orbit.
EECU is a not-for-profit credit union, owned by our members. We offer everything you’d expect from a financial institution, but it’s our commitment to delivering value, focus on supporting your community, and delivering a faster, friendlier personalized experience that truly reflects the EECU difference!
We are aware that you have a choice of financial service providers. That’s why we are focused on delivering A Better Way of Banking® by leveraging modern technologies, expanding convenience, and developing new products designed to help make our Members’ lives simpler. No matter how you connect with us, in-person, online, or on the phone, we want to help fulfill your financial goals.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
Offers self-directed brokerage.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $0.01 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
EECU provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $2,500 | 0.00% |
| $2,500 - $5,000 | 0.10% |
| $5,000 - $10,000 | 0.20% |
| $10,000+ | 0.30% |
Last updated: 11-11-2024
Contact Information
Customer Service
(817) 882-0800
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
User Sentiment
Based on community feedback
Sentiment data coming soon
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