D

Dairy State Bank

Best ForCash Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Dairy State Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

As our bank grows, so does our commitment to our customers and the services we offer. Dairy State Bank has a full array of traditional banking products, and also offers innovative electronic banking services such as mobile banking and online mortgage applications that allow our customers to bank more conveniently.

Today, more than 60 years later, with our twelve locations serving eleven communities throughout west central and northwestern Wisconsin, Dairy State Bank has grown into one of the largest, locally-owned, community banks with over $500 milllion in assets. We are committed to the communities, businesses and people we serve. Our owners and directors believe there are many advantages to remaining an independent community bank and we take pride in providing the best customer service possible.

Key Features

Banking & Access

Includes debit card and online banking.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $50 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Dairy State Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$500 - $4,9990.10%
$5,000+1.11%

Last updated: 03-27-2024

Contact Information

Address

16 South Main Street Rice Lake, WI 54868 Customer Service

Customer Service

866-436-7158

16 South Main Street Rice Lake, WI 54868 Customer Service

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~1.11%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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