C

Credit Union of Colorado

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Credit Union of Colorado provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

At the Credit Union of Colorado, you’re a member. You’re also a co-owner. So we treat you as such. Personalized service. No one trying to sell you things. Respect and genuine friendliness. And a share of the profits that we make, which come back to you as lower rates on loans and added features.

If you’re looking for an honest, collaborative, community-based way to do something good with your money, look no further. We’re here to help.

Key Features

Banking & Access

Includes debit card and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $25 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Credit Union of Colorado currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $2,4990.25%
$2,500 - $4,9990.30%
$5,000 - $9,9990.35%
$10,000+0.40%

Last updated: 06-24-2025

Contact Information

Address

8959 E. 40th Avenue Denver, CO 80238-5026 Customer Service

Customer Service

800-444-4816

8959 E. 40th Avenue Denver, CO 80238-5026 Customer Service

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.40%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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