Consumers National Bank
Quick Summary
- HSA savings account
The Verdict
Consumers National Bank provides essential HSA features with a monthly fee of $3.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper.
Our community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service. We invest in our communities, teams, and solutions to make a positive difference where we live and work.
Keeping our promises to you - our customers - takes a team of passionately talented people. We encourage perpetual learning, a positive atmosphere, and pathways for professional growth to ensure we exceed all stakeholder expectations.
The fundamentals of banking have remained the same for centuries. But making banking a better experience for customers is a continual process, fueled by changes in technology, deep experience, and dedication. We value the trust you place in Consumers National Bank and implement effective and efficient processes and standards to safeguard your data and deliver flawless service.
Our journey as Consumers National Bank will include changes as we strive to keep pace with emerging technologies and adapt to your evolving needs. We'll continue to use the thoughtful, steady approach to growth that sustained us over the years. But throughout the changes, we'll always be your community bank.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $50 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $3.00 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* Account Opening Fee
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Consumers National Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $2,500 | 0.02% |
| $2,500 - $10,000 | 0.05% |
| $10,000+ | 0.08% |
Last updated: 08-21-2024
Contact Information
Address
614 E. Lincoln Way Minerva, OH 44657 Customer Service Mailing Address P.O. Box 256 614 E. Lincoln Way Minerva, OH 44657
Customer Service
800-948-1262
614 E. Lincoln Way Minerva, OH 44657 Customer Service Mailing Address P.O. Box 256 614 E. Lincoln Way Minerva, OH 44657
At a Glance
Pros & Cons
The Good
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $3.00
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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