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Consumers National Bank

Best ForHSA Account Holders
Fees$3.00/mo

Quick Summary

  • HSA savings account

The Verdict

Consumers National Bank provides essential HSA features with a monthly fee of $3.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper.

Our community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service. We invest in our communities, teams, and solutions to make a positive difference where we live and work.

Keeping our promises to you - our customers - takes a team of passionately talented people. We encourage perpetual learning, a positive atmosphere, and pathways for professional growth to ensure we exceed all stakeholder expectations.

The fundamentals of banking have remained the same for centuries. But making banking a better experience for customers is a continual process, fueled by changes in technology, deep experience, and dedication. We value the trust you place in Consumers National Bank and implement effective and efficient processes and standards to safeguard your data and deliver flawless service.

Our journey as Consumers National Bank will include changes as we strive to keep pace with emerging technologies and adapt to your evolving needs. We'll continue to use the thoughtful, steady approach to growth that sustained us over the years. But throughout the changes, we'll always be your community bank.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $50 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance*$3.00$0.69ABOVE AVG
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

* Account Opening Fee

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Consumers National Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $2,5000.02%
$2,500 - $10,0000.05%
$10,000+0.08%

Last updated: 08-21-2024

Contact Information

Address

614 E. Lincoln Way Minerva, OH 44657 Customer Service Mailing Address P.O. Box 256 614 E. Lincoln Way Minerva, OH 44657

Customer Service

800-948-1262

614 E. Lincoln Way Minerva, OH 44657 Customer Service Mailing Address P.O. Box 256 614 E. Lincoln Way Minerva, OH 44657

At a Glance

Monthly Fee$3.00
Investment ThresholdN/A
Interest Rate (Cash)~0.08%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • Monthly fee of $3.00
  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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