Community Financial Credit Union
Quick Summary
- HSA savings account
The Verdict
Community Financial Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
Our focus is on equitably serving as many people and organizations/businesses, as possible from our broader communities and beyond. We serve a diverse range of individuals, ensuring equitable access for all members of our communities, including historically disenfranchised groups. We prioritize inclusion and empowerment for everyone within our membership, recognizing the unique challenges faced by those who have been marginalized.
Our membership includes anyone who resides, works, attends school, or worships in the state of Michigan. Membership is also available for businesses and other legal entities, or for those who regularly conduct business, in Michigan. Immediate family members such as a spouse, parent, child, sibling or grandparent, of someone who lives in our eligible communities are also eligible to join. Finally, anyone currently living in the same household with a member of Community Financial can also join. Become part of the Community Financial Credit Union family today!
Key Features
Banking & Access
Basic account access provided.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $5 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Community Financial Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0+ | 0.05% |
Last updated: 08-22-2024
Contact Information
Address
500 South Harvey St. Plymouth, MI 48170 Customer Service Mailing Address P.O. Box 8050 Plymouth, MI 48170-8050
Customer Service
877-937-2328
500 South Harvey St. Plymouth, MI 48170 Customer Service Mailing Address P.O. Box 8050 Plymouth, MI 48170-8050
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
- •No online banking
- •No debit card included
User Sentiment
Based on community feedback
Sentiment data coming soon
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