OneUnited Federal Credit Union
Quick Summary
- HSA savings account
The Verdict
OneUnited Federal Credit Union provides essential HSA features with a monthly fee of $2.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
As OneUnited Federal Credit Union looks to the future, we will continue to build on the legacy of over 73 years of providing our member-owners financial products and services. The tradition of “United” grew from United Credit Union, then to Columbus United FCU, and now to OneUnited FCU.
Our colors represent the colors of our Northeast Nebraska service area…where clear blue skies and fertile amber fields meet in a splash of color.
Our new name, OneUnited FCU, represents our unified commitment to our current and future members of Northeast Nebraska. We remain united and ready to serve everyone who lives, works, worships, attends school or volunteers in the 19 counties of Northeast Nebraska that OneUnited FCU serves.
Key Features
Banking & Access
Basic account access provided.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $25 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $2.00 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
OneUnited Federal Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0+ | 0.02% |
Last updated: 03-19-2024
Contact Information
Address
2472 39th Avenue Columbus, NE 68601 Customer Service Mailing Address PO Box 585 Columbus, NE 68602-0585
Customer Service
888-454-4455
2472 39th Avenue Columbus, NE 68601 Customer Service Mailing Address PO Box 585 Columbus, NE 68602-0585
At a Glance
Pros & Cons
The Good
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $2.00
- •No investment options available
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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