Collins Community Credit Union
Quick Summary
- HSA savings account
The Verdict
Collins Community Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
In 1940, ten Collins Radio Employees who recognized the need for a financial alternative founded Collins Employees Credit Union. They believed in a philosophy of "People Helping People" which is the backbone of what the credit union movement is all about. Today, a ten member Board of Directors and staff of over 300 employees continue to believe in that same philosophy.
Collins Community Credit Union provides a full range of financial products and services to anyone who lives or works in Black Hawk, Dubuque, Linn, Johnson, Polk and the surrounding counties.
What we started in 1940 has grown to become the fourth largest credit union with more than $1 billion in assets. We currently have branches in Cedar Rapids, Cedar Falls, Des Moines, Dubuque, Marion, and North Liberty.
At Collins Community our vision is to ignite the financial futures of our employees, members, and the communities we serve. Our members matter more than their money.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $100 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Collins Community Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $5+ | 0.25% |
Last updated: 03-11-2024
Contact Information
Address
1005 Blairs Ferry Rd. NE Cedar Rapids, IA 52402 Customer Service
Customer Service
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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