C

CNB Bank

Best ForFee-Conscious Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

CNB Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

CNB Financial Corporation provides a full range of banking activities and services for individual, business, governmental and institutional customers through its wholly owned subsidiary, CNB Bank. Our 20 full-service offices operate as CNB Bank throughout northwestern PA, while eleven full-service offices operate as ERIEBANK, a division of CNB Bank. Seven full-service offices and one loan production office operate as FCBank, a division of CNB Bank in Central Ohio, and three full-service offices operate as BankOnBuffalo, a division of CNB Bank. Holiday Financial Services has ten offices centrally located in the CNB Bank and ERIEBANK market areas.

Key Features

Banking & Access

Basic account access provided.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $50 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

CNB Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Interest rates are not currently available for this provider.

Contact Information

Address

31 S. Second St. Clearfield, PA 16830 Customer Service

Customer Service

1-800-492-3221

31 S. Second St. Clearfield, PA 16830 Customer Service

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)Not published
Debit CardNot included
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking
  • No debit card included

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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