Central Bank

Flagstar Bank offers exceptional full-service banking and lending expertise with a distinctive, personal focus. Chartered in 1987 as a federal savings bank, today Flagstar has assets of $16.9 billion, is a top 5 bank mortgage originator, and the fifth largest savings bank in the country. Our team’s financial craftsmen possess skill and pride in their work that is reflected in their commitment to creating solutions tailor-fit for each customer. Having access to the proper tools—like our wide range of consumer, business, and commercial products and services—is vital for any specialist’s success. After carefully listening to clients, Flagstar’s craftsmen know exactly which tools will work best to create a custom solution for their needs. As a community bank, we operate 99 branches in Michigan and provide a full complement of products and services, including builder financing and loan syndications. Our commercial banking business is based on relationships and built on trust, relying on talented bankers to custom-craft solutions for customers. Our mortgage division operates nationally through 95 retail locations and a wholesale network of 1,000 brokers in all 50 states. We are also a leading servicer and subservicer of mortgage loans—handling recordkeeping for $91 billion in home loans.

Sterling Administration is an independent, minority, woman-owned administrator for HSAs, HRAs, FSAs, POPs and COBRA. Additionally, Sterling offers expert compliance services for ERISA Wrap, Form 5500 Filing, non-discrimination testing, and requirements under the Patient Protection Affordable Care Act (PPACA). Sterling was named a national Best Place to Work by Business Insurance Magazine in 2014. Sterling is large enough to offer the most advanced benefits administration technology and services, yet small enough to provide a personalized experience. We pride ourselves on our unparalleled service. Sterling is based in Oakland, California with remote staff nationwide.

At Optum Bank, member FDIC, we’re entirely dedicated to improving people’s well-being and are passionate about the relationship between health and finances. We are the leader in health accounts and payment solutions and leverage our digital platforms, advanced analytics, and proprietary technology to help people and organizations better manage health care expenses. Because when we understand the relationship between finance and health, we can all reach our full potential.