Cattle Bank & Trust
Quick Summary
- HSA savings account
The Verdict
Cattle Bank & Trust provides essential HSA features with a monthly fee of $3.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
Chartered in 1873, Cattle Bank & Trust is the second oldest bank charter in the State of Nebraska. We are committed to serving the banking and financial service needs of Seward and Lancaster counties, as well as Southeast Nebraska.
We understand that when it comes to selecting a financial service provider you have many options to choose from, so we appreciate the trust that our customers place in us everyday and value the long-term relationships that we establish with many of them. Our employees are the difference makers, professional bankers focused on serving the customers and communities that we live, work, and play in.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $25 minimum balance. $20.00 opening fee.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $3.00 | $0.69 | ABOVE AVG |
| Account Opening | $20.00 | $1.88 | ABOVE AVG |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* Account Opening Fee
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Cattle Bank & Trust currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $5,000 | 0.40% |
| $5,000 - $25,000 | 1.40% |
| $25,000 - $50,000 | 2.20% |
| $50,000+ | 2.90% |
Last updated: 11-11-2024
Contact Information
Address
104 S 5th St Seward, NE 68434 Customer Service Mailing Address PO Box 467 Seward, NE 68434
Customer Service
402-643-3636
104 S 5th St Seward, NE 68434 Customer Service Mailing Address PO Box 467 Seward, NE 68434
At a Glance
Pros & Cons
The Good
- •FDIC/NCUA insured deposits
- •Competitive APY up to 2.90%
The Bad
- •Monthly fee of $3.00
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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