California Credit Union
Quick Summary
- HSA savings account
The Verdict
California Credit Union provides essential HSA features with a monthly fee of $1.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
In 1933, California Credit Union was born out of a need to provide reliable, rewarding, and convenient financial services to teachers and others in the education community. Almost a decade later, North Island Credit Union made a name for itself by providing banking resources to military and civil service personnel.
To provide even greater opportunities to Californians throughout the state, California Credit Union and North Island Credit Union have joined forces.
A true partnership for the future, California Credit Union connects our longstanding focus on education, with our roots in the local community, to our proud ties to the military. We have great respect for the strong relationships we have established over the years — and with the support of our loyal members, we will continue to deliver peace of mind through stability, collaboration, and service.
We recognize our vibrant home that is California, and are committed to supporting the dreams of our members from crest to coast. California Credit Union is California’s credit union — serving driven, active members with superior products, enhanced member services, and an exceptional branch experience.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $50 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $1.00 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* Account Opening Fee
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
California Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Interest rates are not currently available for this provider.
Contact Information
Address
California Credit Union P. O. Box 85833 San Diego, CA 92186-5833
Customer Service
800-334-8788
California Credit Union P. O. Box 85833 San Diego, CA 92186-5833
At a Glance
Pros & Cons
The Good
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $1.00
- •No investment options available
- •Interest rates not published
User Sentiment
Based on community feedback
Sentiment data coming soon
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