B

Bremer Bank

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Bremer Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

Bremer Bank has roots in the places where we live and work that go back to 1943, and a history of stepping up for our customers and communities that begins with our founder. Otto Bremer believed that if banks helped businesses in good times and bad, communities would thrive. Today, we’re proud to work with the people who grow our food, build our economy, and serve our neighbors. We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $100 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Bremer Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $1,0000.05%
$1,000 - $5,0000.05%
$5,000 - $10,0000.05%
$10,000+0.15%

Last updated: 04-25-2025

Contact Information

Address

6900 France Avenue South Edina, Minnesota 55435 Customer Service Mailing Address Bremer Service Center 8555 Eagle Point Boulevard PO Box 1000 Lake Elmo, MN 55042

Customer Service

800-908-2265

6900 France Avenue South Edina, Minnesota 55435 Customer Service Mailing Address Bremer Service Center 8555 Eagle Point Boulevard PO Box 1000 Lake Elmo, MN 55042

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.15%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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