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BMI Federal Credit Union

Best ForLong-Term Savers
FeesNone ($0 Maintenance)

Quick Summary

  • Federal credit union
  • Investment options
  • NCUA insured

The Verdict

BMI Federal Credit Union provides essential HSA features with zero monthly maintenance fees and mutual fund investing, earning a 2.3/5.0 rating from HSA Orbit.

BMI Federal Credit Union is an award-wining financial institution in Central Ohio, delivering superior member service and competitive financial products. In addition to exceptional banking services, the Credit Union promotes financial wellness throughout the community with an award-winning Financial Education Program, charitable giving efforts, and credit union advocacy.

Key Features

Banking & Access

Includes debit card and online banking.

Investment Options

Offers mutual fund investing.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance*$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

* No monthly maintenance fee

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Mutual Fund Investing

Access mutual fund investments through your HSA with BMI Federal Credit Union.

  • Minimum ThresholdNo minimum
  • FeesmyHSAinvestments: no-load or load-waived mutual funds

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $2,5000.35%
$2,500 - $10,0000.40%
$10,000 - $25,0000.55%
$25,000+0.75%

Last updated: 06-12-2025

Contact Information

Address

6165 Emerald Parkway Dublin, OH 43016-3248

Customer Service

800-233-6880

6165 Emerald Parkway Dublin, OH 43016-3248

At a Glance

Monthly Fee$0
Investment Threshold$0
Interest Rate (Cash)~0.75%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • Invest from the first dollar
  • FDIC/NCUA insured deposits

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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