B

Blue Federal Credit Union

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Blue Federal Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

Celebrating over 70 years of being a lifelong champion for its members, Blue Federal Credit Union was originally chartered in 1951 as Warren Federal Credit Union by a group of civilian personnel at F.E. Warren Air Force Base. The organization grew and inspired members over the next 65 years until the opportunity came to merge with a successful Colorado based credit union with nearly 50 years of its own history and growth, Community Financial Credit Union. In 2016 the two credit unions came together to become Blue, an organization that empowers its members to tap into the potential of their money, life and community.

Key Features

Banking & Access

Includes debit card.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Blue Federal Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$25+0.01%

Last updated: 04-25-2025

Contact Information

Address

6523 Yellowstone Road Cheyenne, WY, 82009 Customer Service Mailing Address Blue Federal Credit Union P.O. Box 3200 Cheyenne, WY 82003-3200

Customer Service

1-800-368-9328

6523 Yellowstone Road Cheyenne, WY, 82009 Customer Service Mailing Address Blue Federal Credit Union P.O. Box 3200 Cheyenne, WY 82003-3200

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.01%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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