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Big Horn Federal

Best ForCash Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Big Horn Federal provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

As a mutual savings bank, we've been meeting the financial needs of the communities and families of Wyoming's Big Horn Basin since 1935.

In addition to our full-service branch facilities in Greybull, Cody, Powell, Thermopolis, Worland and Lovell, you can now enjoy Big Horn Federal's superior service from home, work or on the road via the Internet. Our online banking product is secure, convenient, and open 24 hours a day.

Key Features

Banking & Access

Includes debit card and online banking.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $25 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Big Horn Federal currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $2,0000.80%
$2,000 - $10,0001.01%
$10,000+1.21%

Last updated: 11-12-2025

Contact Information

Address

33 North 6th Greybull, WY 82426 Customer Service Mailing Address P.O. Box 471 33 North 6th Greybull, WY 82426

Customer Service

307-765-4412

33 North 6th Greybull, WY 82426 Customer Service Mailing Address P.O. Box 471 33 North 6th Greybull, WY 82426

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~1.21%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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