Bellco Credit Union
Quick Summary
- Colorado's 2nd largest CU
- NCUA insured
- HSA CDs available
- 368K+ members
The Verdict
Bellco Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 2.4/5.0 rating from HSA Orbit.
At Bellco Credit Union, our goal is to provide friendly service, great rates, fewer fees, and a focus on you! Bellco members experience both the member-focused approach of a local credit union along with the enhanced financial security of working with one of the largest credit unions in the State of Colorado. At Bellco, we strive to make a positive impact in our communities through helping members achieve greater financial empowerment and a better quality of life. As such, we are committed to always act with impartiality, fairness, and equity.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. $16.00 opening fee.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $16.00 | $1.88 | ABOVE AVG |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
| $16 one-time opening/setup fee | $0.00 | N/A | -- |
* No monthly maintenance fees
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
Bellco Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $10,000 | 2.50% |
| $10,000 - $25,000 | 2.95% |
| $25,000 - $50,000 | 2.95% |
| $50,000 - $100,000 | 3.50% |
| $100,000+ | 3.50% |
Last updated: 11-11-2024
Contact Information
Address
Bellco Credit Union P.O. Box 6611 Greenwood Village, CO 80155-6611
Customer Service
1-800-235-5261
Bellco Credit Union P.O. Box 6611 Greenwood Village, CO 80155-6611
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
- •Competitive APY up to 3.50%
User Sentiment
Based on community feedback
Sentiment data coming soon
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