B

Bellco Credit Union

Best ForActive Investors & Savers
FeesNone ($0 Maintenance)

Quick Summary

  • Colorado's 2nd largest CU
  • NCUA insured
  • HSA CDs available
  • 368K+ members

The Verdict

Bellco Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 2.4/5.0 rating from HSA Orbit.

At Bellco Credit Union, our goal is to provide friendly service, great rates, fewer fees, and a focus on you! Bellco members experience both the member-focused approach of a local credit union along with the enhanced financial security of working with one of the largest credit unions in the State of Colorado. At Bellco, we strive to make a positive impact in our communities through helping members achieve greater financial empowerment and a better quality of life. As such, we are committed to always act with impartiality, fairness, and equity.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

Offers self-directed brokerage and CDs.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. $16.00 opening fee.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance*$0.00$0.69EXCELLENT
Account Opening$16.00$1.88ABOVE AVG
Account Closing$0.00$1.95EXCELLENT
$16 one-time opening/setup fee$0.00N/A--

* No monthly maintenance fees

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Brokerage Access

Bellco Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.

StocksETFsCDs

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $10,0002.50%
$10,000 - $25,0002.95%
$25,000 - $50,0002.95%
$50,000 - $100,0003.50%
$100,000+3.50%

Last updated: 11-11-2024

Contact Information

Address

Bellco Credit Union P.O. Box 6611 Greenwood Village, CO 80155-6611

Customer Service

1-800-235-5261

Bellco Credit Union P.O. Box 6611 Greenwood Village, CO 80155-6611

At a Glance

Monthly Fee$0
Investment Threshold$0
Interest Rate (Cash)~3.50%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • Self-directed brokerage access
  • FDIC/NCUA insured deposits
  • Competitive APY up to 3.50%

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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