A

Associated Credit Union

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Associated Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

For over 90 years, Associated Credit Union has been committed to providing exceptional service and a wide variety of competitive products and services to help our members achieve their financial goals and afford life. We operate under a “people first” mindset, which means the needs of our members and the needs of our community are always top of mind. Our mission is to offer members financial products that fulfill their needs, service that exceeds their expectations, and relationships that inspire their trust. The relationships with our members are the heart and soul of ACU. Joining our $2 billion credit union means we’re here to help you live your life, bank on your terms, and grow your financial future. So, what are you waiting for? Join ACU today and get lower loan rates, higher savings rates, and overall better member service. We’re YOUR credit union, and we’re excited to grow together.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $25 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Associated Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0+0.05%

Last updated: 11-20-2025

Contact Information

Address

6251 Crooked Creek Road Peachtree Corners, GA 30092-3107 Customer Service Mailing Address P. O. Box 923028 Peachtree Corners, GA 30092-3107

Customer Service

800-952-1927

6251 Crooked Creek Road Peachtree Corners, GA 30092-3107 Customer Service Mailing Address P. O. Box 923028 Peachtree Corners, GA 30092-3107

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.05%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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