American National Bank of Texas
Quick Summary
- HSA savings account
The Verdict
American National Bank of Texas provides essential HSA features with a monthly fee of $5.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
149 years ago, a community had a need. Business was booming in the city of Terrell, Texas, but to continue that growth and development, local residents and businesses would need more than money and financing… they would need a long-term financial partner. And just like that—born out of a need from the community—we opened our doors in 1875.
Over the years, the local families dedicated to running the bank remained committed to helping the region prosper. And that prosperity is not born simply from financial services—it’s a result of more than a century of stability.
Today, our commitment to community banking, and those we serve, has never been stronger. We are: Your Bank. For Life.® We’ve grown from our home base in Terrell to points across the Dallas-Fort Worth Metroplex, bringing our unique brand of local expertise and customer service to more and more residents and businesses in the North Texas region.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $100 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $5.00 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* Account Opening Fee
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
American National Bank of Texas currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Interest rates are not currently available for this provider.
Contact Information
Address
P.O. Box 40 Terrell, Texas 75160
Customer Service
800-837-6584
P.O. Box 40 Terrell, Texas 75160
At a Glance
Pros & Cons
The Good
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $5.00
- •No investment options available
- •Interest rates not published
User Sentiment
Based on community feedback
Sentiment data coming soon
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