American National Bank
Quick Summary
- HSA savings account
The Verdict
American National Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
As an independent, locally-owned bank headquartered in Wichita Falls, American National Bank & Trust ranks as the largest, independently owned financial institution in our area with more than $1.4 billion in assets and more than 250 highly talented individuals dedicated to providing exceptional customer service. Chartered in 1976, the bank currently has branches in Wichita Falls, Iowa Park, Archer City, Chillicothe, Quanah, Flower Mound, downtown Fort Worth, Denton, and a Loan Production Office in north Dallas.
Key Features
Banking & Access
Includes debit card.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $100 minimum balance. $25.00 opening fee.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $25.00 | $1.88 | ABOVE AVG |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
American National Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Interest rates are not currently available for this provider.
Contact Information
Address
2732 Midwestern Parkway Wichita Falls, TX 76308 Customer Service
Customer Service
(940) 397-2300
2732 Midwestern Parkway Wichita Falls, TX 76308 Customer Service
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
- •No online banking
- •Interest rates not published
User Sentiment
Based on community feedback
Sentiment data coming soon
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