A

American National Bank

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

American National Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

As an independent, locally-owned bank headquartered in Wichita Falls, American National Bank & Trust ranks as the largest, independently owned financial institution in our area with more than $1.4 billion in assets and more than 250 highly talented individuals dedicated to providing exceptional customer service. Chartered in 1976, the bank currently has branches in Wichita Falls, Iowa Park, Archer City, Chillicothe, Quanah, Flower Mound, downtown Fort Worth, Denton, and a Loan Production Office in north Dallas.

Key Features

Banking & Access

Includes debit card.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $100 minimum balance. $25.00 opening fee.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$25.00$1.88ABOVE AVG
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

American National Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Interest rates are not currently available for this provider.

Contact Information

Address

2732 Midwestern Parkway Wichita Falls, TX 76308 Customer Service

Customer Service

(940) 397-2300

2732 Midwestern Parkway Wichita Falls, TX 76308 Customer Service

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)Not published
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking
  • Interest rates not published

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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