AGCU
Quick Summary
- HSA savings account
The Verdict
AGCU provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
The Assemblies of God Credit Union (AGCU) is committed to providing solutions to improve the financial lives of its members as well as give back to faith-focused and community organizations. AGCU donates 10% of annual earnings to support church and ministry, educational scholarships and programs, and humanitarian efforts locally and worldwide.
Today, AGCU is a full-service, not-for-profit financial institution and one of the 10 largest faith-based credit unions in the United States. AGCU serves the banking needs of individuals and families, church and ministry, and business clients across the nation with more than 17,000 members in all 50 states, including missionaries in 190 countries. Members enjoy day-to-day banking services like video, online and mobile banking, bill pay, high interest-earning and free checking, credit cards, personal loans, auto loans, mortgages, insurance, ministry and business accounts, and more.
Key Features
Banking & Access
Includes debit card.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
AGCU currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0+ | 2.02% |
Last updated: 06-17-2024
Contact Information
Website
https://agcu.org/hsas/Address
P.O. Box 2328 Springfield, MO 65801
Customer Service
866-508-2428
P.O. Box 2328 Springfield, MO 65801
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
- •Competitive APY up to 2.02%
The Bad
- •No investment options available
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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