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Affinity Federal Credit Union

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Affinity Federal Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

Founded in 1935, Affinity was formed as the W. E. Headquarters Federal Credit Union to serve financial needs and provide cooperative credit to employees of the Western Electric Company.

Today, Affinity proudly serves members across the nation, with branches and ATM’s located throughout New Jersey, New York, Pennsylvania, and Connecticut. The largest credit union headquartered in New Jersey; Affinity consistently ranks in the top 2% of all credit unions in terms of asset size. We are a member-owned, not-for-profit, full-service financial institution and federally insured by the National Credit Union Administration (NCUA).

Key Features

Banking & Access

Includes debit card and online banking.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Affinity Federal Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0+0.25%

Last updated: 06-17-2024

Contact Information

Address

73 Mountain View Blvd. Basking Ridge, NJ 07920 Customer Service Mailing Address Affinity Federal Credit Union 73 Mountain View Blvd. Basking Ridge, NJ 07920

Customer Service

800.325.0808

73 Mountain View Blvd. Basking Ridge, NJ 07920 Customer Service Mailing Address Affinity Federal Credit Union 73 Mountain View Blvd. Basking Ridge, NJ 07920

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.25%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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