Salt Lake City Federal Credit Union
Quick Summary
- HSA savings account
The Verdict
Salt Lake City Federal Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
As a member-owned financial institution, our mission since 1953 has been to improve financial lives. Rooted in CNY’s industrious past, virtually everything we do centers around a time-honored commitment to our members and the community.
We do a lot more than help people save on loans and earn on savings. We’re a trusted partner in reaching financial goals and dreams—and a lifeline when times are tough.
Honoring our past and the economic and natural resilience of our community, ACMG became Salt City Federal Credit Union in 2025. Having grown nearly 60 percent over the last few years, our new name is also a celebration of strength and staying power.
Renovation of our Solvay headquarters is the perfect metaphor of our success. Instead of tearing down, we’re building on our strengths—and our success story keeps getting better. Facilities, access, products and services are continuously improving to meet evolving needs.
We may look a little different, but we’re still the same great credit union with the same strong values. The important things will never change, because we’re local and we care.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Salt Lake City Federal Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $2,500 | 0.20% |
| $2,500 - $10,000 | 0.40% |
| $10,000+ | 0.60% |
Last updated: 10-06-2025
Contact Information
Address
1753 Milton Avenue Solvay, NY 13209 Customer Service Mailing Address P.O. Box 188 Solvay, NY 13209
Customer Service
315-488-4433
1753 Milton Avenue Solvay, NY 13209 Customer Service Mailing Address P.O. Box 188 Solvay, NY 13209
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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