Achieva Credit Union
Quick Summary
- HSA savings account
The Verdict
Achieva Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 0/5.0 rating from HSA Orbit.
The teachers banded together to form a financial institution of their own – a credit union – with just $99.25 and an office at St. Petersburg Junior College. Unlike a bank, credit unions are not-for-profit and owned by the members they serve, so the institution was appropriately named the Pinellas County Teachers Credit Union in 1950.
Eventually, membership grew far beyond teachers, so the name was changed to Achieva Credit Union to reflect how its members come from all walks of life. Achieva developed a full suite of services, too, including mortgages, credit cards, auto loans, financial planning and business banking and lending solutions.
Key Features
Banking & Access
Includes debit card and online banking.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
Achieva Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $1+ | 0.18% |
Last updated: 09-30-2024
Contact Information
Address
Achieva Credit Union P.O. Box 1500 Dunedin, FL 34697
Customer Service
800-593-2274
Achieva Credit Union P.O. Box 1500 Dunedin, FL 34697
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
User Sentiment
Based on community feedback
Sentiment data coming soon
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