Acadia Federal Credit Union
Quick Summary
- HSA savings account
The Verdict
Acadia Federal Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 0/5.0 rating from HSA Orbit.
With eight branches throughout Fort Kent, Madawaska, St. Francis, St. Agatha, Ashland, and Bangor, we’re built on a foundation of what we call our Holy Trinity: Staff, Members, and Community. Acadia has grown over the years, but we’re still committed to enriching our members’ lives with the same outstanding member service. We also strive to be an employer of choice, so earning the designation as one of the “Best Places to Work in Maine” in 2022 and 2023 is something we are incredibly proud of!
Key Features
Banking & Access
Includes debit card and online banking.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
Acadia Federal Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $1,000 - $100,000 | 0.40% |
| $0+ | 0.15% |
| $100,000+ | 2.09% |
Last updated: 08-21-2024
Contact Information
Address
9 East Main St. Fort Kent, ME 04743 Customer Service
Customer Service
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
User Sentiment
Based on community feedback
Sentiment data coming soon
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