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3Rivers Federal Credit Union

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

3Rivers Federal Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

At 3Rivers, we believe in the people, places, and ideas that make us proud to call our region "home." We strive to go beyond banking by giving back to our members and our community. We're committed to helping our members achieve financial wellness by offering education, guidance, and ongoing support—in addition to all of the products and services you'd expect.

If you're ready to experience better banking with a local, long-standing financial institution you can trust, then 3Rivers is for you!

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

3Rivers Federal Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $25,0000.10%
$25,000+0.15%

Last updated: 02-13-2025

Contact Information

Address

1615 Northland Blvd. Fort Wayne, IN 46825 Customer Service Mailing Address PO Box 2573 Fort Wayne, IN 46801-2573

Customer Service

800-825-3641

1615 Northland Blvd. Fort Wayne, IN 46825 Customer Service Mailing Address PO Box 2573 Fort Wayne, IN 46801-2573

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.15%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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