C

CME Federal Credit Union

Best ForLong-Term Savers
FeesNone ($0 Maintenance)

Quick Summary

  • Federal credit union
  • Investment options
  • NCUA insured

The Verdict

CME Federal Credit Union provides essential HSA features with zero monthly maintenance fees and mutual fund investing, earning a 2.3/5.0 rating from HSA Orbit.

CME Federal Credit Union was established in 1935, serving City of Columbus Firefighters and Police Officers. A lot has changed since we first opened our doors. But our commitment to the financial futures of our members is as strong as the day we started. And today, we’re proud to extend that commitment to everyone who lives works and worships in Central Ohio.

Key Features

Banking & Access

Includes debit card and online banking.

Investment Options

Offers mutual fund investing.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance*$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

* No setup, monthly, or annual fee. $2 paper statement fee (eStatements free).

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Mutual Fund Investing

Access mutual fund investments through your HSA with CME Federal Credit Union.

  • Minimum Threshold$1,000
  • FeesmyHSAinvestments: no-load or load-waived mutual funds, unlimited free transactions

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $9990.20%
$1,000 - $14,9990.45%
$15,000 - $24,9990.80%
$25,000+1.00%

Last updated: 06-12-2025

Contact Information

Address

365 S. 4th St. Columbus, OH 43215 Customer Service Mailing Address CME Federal Credit Union 365 South Fourth Street Columbus, OH 43215

Customer Service

1-888-224-3108

365 S. 4th St. Columbus, OH 43215 Customer Service Mailing Address CME Federal Credit Union 365 South Fourth Street Columbus, OH 43215

At a Glance

Monthly Fee$0
Investment Threshold$1,000
Interest Rate (Cash)~1.00%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • $1,000 minimum to invest

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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